Solar & Energy Finance is a highly specialised, experienced finance service dedicated solely to providing finance solutions to residential and commercial customers, solar installers and the energy sector.

They provide flexible and transparent solutions for residential or commercial solar & energy installations right across Australia, including PV solar, batteries, storage, LED lighting, power factor correction, air conditioning, electrical, refrigeration, pumps, irrigation, fire systems and much more! Northern Solar is proud to be affiliated with Solar and Energy Finance in providing Tweed coast solar finance customers with a range of flexible, easy to understand finance options.

Solar & Energy Finance is a proudly 100% Australian family business with no affiliations or ownership links to any bank, lender, or solar company or installer.




Residential Solar Finance

Unsecured Solar Loan

Features Include:

  • 100% no deposit finance

  • Loans from $3,000 to $50,000

  • Fast approvals

  • Choice of loan term from 1-7 years

  • Principal and Interest daily reducing loans

  • No early repayment fees ever on our 5-year loan

  • Extra repayments allowed which reduces the interest and loan term

  • Funds payed electronically at settlement

  • Loan options for

    • PAYG employees,

    • self-employed persons,

    • self-funded retirees

    • Centrelink Beneficiaries

  • Homeowners and non-homeowners accepted

To approved applicants, terms & conditions, fees and charges apply




Commercial Solar Finance

Chattel Mortgage

  • The client’s business owns the solar equipment from day one

  • 100% of the invoice cost can be financed

  • The client may be eligible to claim 100% of the GST in the next BAS

  • Interest component of repayments is tax deductible

  • Client can claim depreciation on the solar equipment

  • Fixed payments for the term make it easy to budget for

  • Solar loan is shown as a liability on the client’s balance sheet

  • Utilises the solar equipment or asset financed as security for the loan


Rental (Operating Lease)

  • The business owner rents the solar equipment for the term of the loan

  • When the rental term expires the client may purchase the equipment off the funder for a final payment

  • Repayments are 100% tax deductible

  • Off balance sheet expense – not shown as a liability on client’s balance sheet

  • Preserves client’s working capital and existing bank funding

  • Utilises the solar equipment or asset financed as security for the loan

  • Fixed payments for the term make it easy to budget for

Download The Application Forms and Repayment Schedules/Rates Here!!


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